Are you having a hard time getting an apartment, a phone, a job, an auto loan, or getting your utilities turned on because of BAD CREDIT?! Did you know that the three big Credit Rating Agencies (Equifax, Experian, and Transunion) are private (non-government) companies who make money by presenting you as a number, not a person?! They do not take into account the conditions of your world, and our world, which is a predatory, racist, able-ist, ageist, classist financial landscape. Our agent will meet with you to understand your amazing personal story of survival in the difficult conditions you exist in, and we will work with you to translate your experience into a document that celebrates your financial story. You can then attach this document to your traditional credit report and resume when you need to prove your trustworthiness to a potential landlord, employer, lender or other key holder.